Car Financing in Calgary

Finance

How Our Vehicle Financing Process Works

Bad credit, no credit, or brand new to Canada — those aren't disqualifiers here. They're just the starting point of the conversation. You're dealing with an AMVIC-licensed dealership, which means all-in pricing and written disclosure on whatever you end up financing.

• Free to apply
• Won't affect your score
• Answered same day

Almost every dealer in Calgary advertises "guaranteed approval." We won't, because no dealer controls a lender's decision, and a promise nobody can keep isn't worth much. Here's what actually happens instead:

1. 01

   You apply

   A few minutes online, and it won't affect your credit score.

2. 02

   We submit to our lender network

   Including lenders who specialise in credit rebuilding and newcomer applications.

3. 03

   We come back with real numbers

   The amount, the term, and the payment — no hidden fees or surprises.

4. 04

   You choose a vehicle that fits

   From our current inventory, with no pressure to stretch.

Knowing your real budget before you shop is the single best thing you can do for yourself.

Start my application→

Apply For Credit

Apply today for our great financing options — you might even prequalify for certain vehicles.

Personal Information

Salutation Salutation Mr. Mrs. Ms. Miss Dr.

Gender Gender Male Female Another gender Prefer not to say

First Name *

Last Name *

Phone *

Email *

Marital Status * Single Married Common-Law Separated Divorced Widowed

Birth Date * Format (yyyy-mm-dd)

SIN — optional

Current Address

Address *

City *

Province * Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Northwest Territories Nova Scotia Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon

Postal Code *

Duration Year * 012345678910111213141516171819202122232425262728293031323334353637383940

Duration Month * 01234567891011

Home Rent/Mortgage Information

Home Status * Rent Own Living with family Other

Monthly Payment *

Current Employment

Type * Full Time Part Time Self Employed Contract Seasonal Retired Student Unemployed

Employer *

Occupation *

Employment Address *

City *

Province * Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Northwest Territories Nova Scotia Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon

Postal Code *

Phone *

Gross Income *

Duration Year * 012345678910111213141516171819202122232425262728293031323334353637383940

Duration Month * 01234567891011

Previous Employment — optional

Previous Employer

Phone

Duration Year — 012345678910111213141516171819202122232425262728293031323334353637383940

Duration Month — 01234567891011

Other Information

Previous Bankruptcy? * No Yes

Previous Repossession? * No Yes

Is Cosigner Available? * No Yes

Please rate your credit * Excellent Credit Good Credit Fair Credit Poor Credit Rebuilding Credit No Credit History Not sure

Desired Vehicle — optional

Make

Model

Year

VIN

Trade In — optional

Trade-In Make

Trade-In Model

Trade-In Year

Trade-In Kilometers

Questions or Comments

Questions or Comments

Upload Driving Licence Copy — optional

Disclaimer: By submitting this application, you authorize us to run your credit report.

I hereby consent and authorize Tru Auto Sales to access and review my account details and credit history through lenders, credit bureaus, and other authorized service providers. I affirm that all information provided in this application is true, accurate, and complete to the best of my knowledge. Additionally, I agree to provide any further documentation required to facilitate the review and processing of my application for credit qualification. I acknowledge that any false, inaccurate, or misleading statements may result in the denial or cancellation of my application.

Apply Now